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Mold Law Guide
Whether or not you are a mold victim or a present or future
mold plaintiff or mold defendant, the
Mold Legal Guide will help you and your lawyer to deal
with and to survive financially the immense and complicated legal problems
arising from mold issues that are commonly arising in today's
lawsuit-crazy world in such business relationships as: landlord and
tenant, employer and employee, property seller and buyer, realtor/real
estate agent and seller or buyer, mortgage lender and debtor, home builder
and buyer, and contractor and customer. For more information, please
visit:
Mold Law Guide.
Mold Questions?
Email your toxic mold legal problem to international mold expert Phil Fry
at email address
moldinspector@yahoo.com and
get prompt answers to your mold legal questions. Phil Fry is the
author of the book "Mold Buster Tips", a Certified Mold Inspector,
Certified Mold Remediator / Contractor, Mold Training Seminar Instructor,
and manager of the Certified Mold Inspectors and Contractors Institute.
The following are
emailed mold legal questions with answers from Phil Fry. The sender of the
question has given expressed permission to the webmaster for publishing
their mold legal questions with respective answers to our environmental
websites for purposes of providing information about legal resolutions to
problems
involving toxic black mold which may result to property damage.
Question:
I purchased the condo of my dreams in Columbia Shores Vancouver ,
Washington. I soon became very ill. I found it was from being exposed to
mold. Farmers Insurance has established the presence of Penicillium,
Cladosporium, Aspergillus versa color, and Stachybotrys (sp) in the
ceiling trusses, floor joists, and common wall. I am unable to fix common
areas, I can not seem to get Farmers Insurance to fix the mold. I have
become so sensitized I must move from my home town. I was born here, my
children and grandchildren were born here. I must leave my Family.
Friends, job, retirement... I can not live in the condo nor sell it
because of the mold. I am a teacher and can not continue to spend $1500
per month for this albatross. Can You help me?????????
Answer: First my condolences to
you for having such a nightmare situation with mold. You need to have your
possible legal claims against the condo seller, realtor, condo
association, mortgage lender [if any], and insurance company reviewed and
analyzed by an experienced environmental or mold attorney. You can find a
good lawyer in the mold lawyer directory at http://www.moldlawyer.com
Before you see a prospective attorney, it is important that you have paid
for your own in-depth inspection and mold testing of your condo, condo
HVAC equipment and ducts, and the condo commons area touching your condo.
It is very likely that an independent inspection by a Certified Mold
Inspector [http://www.moldprofession.com] will uncover and document a much
bigger mold problem than was found in insurance company-paid mold testing
of your condo. Many mold inspectors who do work for insurance companies
know that they are being paid NOT to find mold infestation, whereas a
Certified Mold Inspector does a very thorough inspection and testing job
solely on your behalf to find out the real truth about any mold problems
that your condo and condo building may have. Ask your new mold attorney
whether he or she should seek on your behalf a written moratorium on your
mortgage payments while you are working on removing and remediation of the
mold problems of your condo. A condo that is heavily mold-contaminated is
not only worthless as loan collateral to your condo lender, but it is also
a source of potential legal liability on the part of the lender for its
having possibly negligently financed the sale of the moldy condo to you.
Your new attorney will review the mold testing results from both the
insurance company and your private Certified Mold Inspector mold report to
determine what legal rights, if any, you have under your state law against
the various possible defendants.
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